Loan Finance Online helps Australians compare real loan and finance options — fast, free, and prequalified.
With one simple quote request, we match you to a shortlist of lenders and brokers who are ready to compete for your business. Whether it’s personal finance or business funding, we’ll help you find smarter options tailored to your profile.
We help you find the right loan finance at the best rates!
Comparison results are from participating lenders and brokers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.
Smarter Matching Through Prequalification
We're not just another loan comparison website. At Loan Finance Online, we go one step further by prequalifying your enquiry before sending it to brokers — meaning you only get matched with loan and finance providers that are relevant to you. This saves time, improves approval rates, and helps Australians make informed borrowing decisions without the confusion or guesswork.
A Full Range of Loan and Finance Options
From personal loans and car finance to commercial lending and equipment loans, our network of verified Australian lenders can help you secure funding at competitive rates. All it takes is one easy online form to start comparing — no hidden fees, no obligation, and no impact on your credit score. Start smart with Loan Finance Online today.
Flexible Solutions for Every Australian Borrower
We work with a wide range of Australian brokers and lenders, each offering different loan products, approval criteria, and risk profiles. Whether you're self-employed, have limited documentation, excellent credit, or are rebuilding your financial standing, there are options available. Our platform supports everything from secured and unsecured personal loans to vehicle finance, startup business loans, and specialist funding — giving you access to finance solutions that suit your unique situation.
Our Broker partners will seek to provide you with the most competitive rates and options available from their panel of lenders. Actual rates may vary based on your circumstances and not all lenders are represented.
Personal Advice
Loan Finance Online does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any form of personal advice, are provided by a licensed specialist broker or lender, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.
Broker Matching
A specialist Finance Broker or Lender will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your loan quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Free service
Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations. Any fee paid to us by your broker is a general marketing expense and is not directly passed on to you nor added to your loan.
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans.
Longer
term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as
much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you
borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest
rate will be different depending on what you
are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or
truck loan.
If you're looking to buy your first home, starting to save early is one of the smartest financial moves you can make. By beginning to save when you're young, you give yourself a head start in accumulating the necessary funds to make a deposit on a house. This proactive approach has numerous benefits that extend beyond just having more money in the bank. - read more
In the bustling world of entrepreneurship, small business loans often act as the backbone that supports growth and sustainability. Understanding the array of loan options available is imperative for business owners in Australia, ensuring that they can make informed decisions that align with their objectives. - read more
Financial independence is a goal that resonates with many Australians. It means having the freedom to make life choices without being overly constrained by financial pressures. In essence, it's about having enough savings, investments, and income to cover your living expenses sustainably, allowing you to enjoy a comfortable lifestyle and secure your future. - read more
In today's fast-paced world, financial literacy is more important than ever. For Australians, being financially literate means confidently navigating through personal finances, investments, and economic changes. It empowers individuals to make informed decisions about their money, which can lead to greater financial security and peace of mind. - read more
Loan Market Group's (LMG) Asset Finance Exchange (AFX) has reported an impressive $80 million in settlements during its first year of operation, underscoring the rapid growth and significance of the asset finance sector in Australia. This achievement highlights the increasing reliance on asset finance solutions by businesses and individuals seeking flexible funding options. - read more
Australia's private lending sector is experiencing rapid growth, offering brokers new opportunities to connect clients with flexible funding solutions. This expansion is driven by small and medium-sized enterprises (SMEs) seeking alternatives to traditional bank financing, especially as banks tighten lending criteria. - read more
Macquarie Bank has announced a pause on new lending to trusts and companies, a move that is prompting brokers to reassess their strategies and adapt to changing lending policies. Effective from 30 October 2025, the bank will no longer accept new home loan applications where the borrower is a trust or company. - read more
In a significant development for Australia's banking sector, ANZ Bank has secured a $1.2 billion loan guarantee from the Australian government to bolster its operations across the Pacific region. This strategic move aims to counter China's growing influence in the area and underscores the government's commitment to maintaining a robust presence in the Pacific. - read more
Foreclosure: The legal process by which a lender takes control of a property, evicts the homeowner, and sells the home after the homeowner fails to make mortgage payments.
