Loan Finance Online helps Australians explore real loan and finance options through a free referral service, with an initial check of eligibility for referral. With one simple quote request, you select the type of finance you are seeking, and we use your answers to check whether your enquiry meets the referral criteria of at least one participating broker or lender. Whether it’s personal finance or business funding, a referred broker or lender can help you explore options based on your circumstances.
Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.
Smarter Matching Through Referral Eligibility Checks
We're not a loan comparison website. At Loan Finance Online, we run an initial referral eligibility check on your enquiry before referring it to a participating broker or lender. You must meet the referral criteria set by at least one participating broker or lender; criteria vary by product, and a referral may not always be available.
This can help save time by connecting you with a participating broker or lender that accepts enquiries for your selected type of finance.
This check is for referral eligibility only and is not a credit assessment, loan approval or offer; any subsequent loan assessment and advice are provided by the referred broker or lender, within their service and authorisation.
Loan Finance Online Weekly News Wrap
This weeks wrap covers lenders lifting fixed mortgage rates ahead of the 28–29 September RBA meeting, research showing each 0.25 percentage point hike cuts home purchases and can lock many out of ownership, unemployment rising to 4.6% while a rate rise still looks likely, and ASICs warning to private credit funds that may tighten some non‑bank lending. Practical takeaways: compare fixed vs variable options early, pre‑qualify and stress‑test repayments, and for business or development finance, scrutinise terms and consider broker‑supported comparisons. Visit loanfinanceonline.com.au for a free eligibility check.
Business Loan Repayment Calculator
Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.
A Range of Loan and Finance Options
From personal loans and car finance to commercial lending and equipment loans, our network of participating finance brokers and Australian lenders can help you explore funding options at competitive rates.
All it takes is one easy online form to request a referral to discuss and compare available options with a participating broker or lender - no hidden fees from us, and no obligation to proceed.
Submitting an enquiry through this website does not itself involve a credit check; however, any formal application you proceed with via a broker or lender may include a credit check. Start smart with Loan Finance Online today.
Flexible Solutions for Australian Borrowers
We work with a wide range of Australian brokers and lenders, each offering different loan products, approval criteria, and risk profiles.
Whether you're self-employed, have limited documentation, excellent credit, or are rebuilding your financial standing, there may be options available, subject to lender criteria.
Our platform supports everything from secured and unsecured personal loans to vehicle finance, startup business loans, and specialist funding — helping you connect with brokers or lenders to discuss options for your situation.
Our broker partners will seek to provide you with competitive rates and options available from their panel of lenders, based on your circumstances. Actual rates and product features will vary and not all lenders or products in the market are represented.
Loan Finance for a Range of Purposes
We provide tools, tips and information for a range of loan finance needs, with quotes provided by participating brokers or lenders through our referral partner network.
Personal Advice
Any quote comparisons, credit assistance or personal advice are provided by a participating licensed broker or lender within their service and authorisation, not by this website. A broker or lender from our Australia-wide referral partner network may contact you directly after you submit a loan or finance quote request.
Broker Matching
Your enquiry may be allocated to a participating finance broker or lender based on the product category you select and the information in your loan quote request, together with operational factors such as availability, capacity, timing and bidding settings. Allocation is a referral, not a recommendation of a financial product.
For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Free service
Our referral service is free to the public. We may receive a referral fee or commission from a participating broker or lender for your enquiry.
We do not charge you for the referral. Separate broker or lender fees and loan charges may apply if you proceed.
Frequently Asked Questions
IMPORTANT: Costs and risks of unsecured personal loans
The following information is specific to
unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1,000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed. This is an illustration only; actual costs will vary between lenders and based on your circumstances.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.
