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Read our News Articles

• RBA Holds Interest Rates Steady, Warns of Potential Hikes

  The Reserve Bank of Australia (RBA) has maintained the cash rate at 3.6% during its final policy meeting of 2025, signaling a cautious approach amid persistent inflationary pressures. Governor Michele Bullock emphasized that while no immediate rate hikes were discussed, the possibility remains if inflation does not subside.

• Decline in Australian Business Conditions Reflects Capacity Challenges

  In November, Australian business conditions experienced a downturn, with declines in sales and profits indicating potential cooling in consumer demand. The National Australia Bank (NAB) survey reported a drop in the business conditions index to +7, down three points from the previous month.

• Australian Household Spending Surge Signals Potential Rate Hikes

  In October 2025, Australian household spending surged by 1.3% to A$78.4 billion, marking the largest monthly increase in nearly two years. This uptick, driven by heightened spending on clothing, electronics, and hospitality, pushed annual spending growth to 5.6%.

• Record Surge in Australian Mortgage Refinancing

  In recent months, Australia has witnessed an unprecedented surge in mortgage refinancing, with the Australian Bureau of Statistics (ABS) reporting a record $65.8 billion worth of mortgages switched to different lenders in the September 2025 quarter.

• Major Banks Reduce Home Loan Rates After RBA Cuts

  In response to the Reserve Bank of Australia's (RBA) recent cash rate reductions, Australia's major banks—Commonwealth Bank (CBA), Westpac, National Australia Bank (NAB), and ANZ—have announced corresponding cuts to their home loan interest rates. This move aims to provide financial relief to borrowers and stimulate economic activity.

• Mortgage Brokers Dominate Australian Home Loan Market

  The Australian mortgage landscape is experiencing a significant shift, with mortgage brokers now facilitating 76.8% of all new residential home loans as of the March 2025 quarter. This marks the highest market share recorded to date, underscoring the growing reliance on brokers for home financing solutions.

• Housing Australia Broadens Lender Access to 5% Deposit Scheme

  In a significant move to bolster the Australian housing market, Housing Australia has announced the expansion of its lender panel for the government's 5% Deposit Scheme. This initiative is set to increase competition among lenders and provide prospective homebuyers with a broader range of options.

• AFIA Unveils Landmark Finance Industry Code of Practice

  The Australian Finance Industry Association (AFIA) has introduced the Finance Industry Code of Practice, marking a significant milestone for Australia's non-bank lending and specialist banking sectors. This inaugural code establishes new standards for integrity, transparency, and fairness within the industry.

• Australia Announces Ambitious 2035 Climate Target

  The Australian government has unveiled its 2035 climate target, committing to a 62-70% reduction in emissions as part of its broader net zero plan. This ambitious goal signifies Australia's dedication to addressing climate change and aligns with global efforts to mitigate environmental impact.

• LMG's Asset Finance Exchange Marks $80 Million in Settlements in First Year

  Loan Market Group's (LMG) Asset Finance Exchange (AFX) has reported an impressive $80 million in settlements during its first year of operation, underscoring the rapid growth and significance of the asset finance sector in Australia.

• Private Lending Expansion Opens New Avenues for Australian Brokers

  Australia's private lending sector is experiencing rapid growth, offering brokers new opportunities to connect clients with flexible funding solutions. This expansion is driven by small and medium-sized enterprises (SMEs) seeking alternatives to traditional bank financing, especially as banks tighten lending criteria.

• Macquarie Bank's Lending Policy Shift: Implications for Brokers and Clients

  Macquarie Bank has announced a pause on new lending to trusts and companies, a move that is prompting brokers to reassess their strategies and adapt to changing lending policies.

• ANZ Bank's Pacific Expansion Supported by Government Guarantee

  In a significant development for Australia's banking sector, ANZ Bank has secured a $1.2 billion loan guarantee from the Australian government to bolster its operations across the Pacific region.

• Understanding Australia's 2025 Federal Budget and Its Impact

  The Australian government unveiled its 2025 federal budget on 25 March 2025, outlining a comprehensive plan for economic management and social development. This budget, presented by Treasurer Jim Chalmers, marks the fourth under the Albanese government and sets the stage for the upcoming federal election.

• Australia's 2035 Climate Target: A Path Towards Sustainable Future

  The Australian government has announced an ambitious climate target for 2035, aiming for a 62-70% reduction in emissions. This commitment is a significant step towards achieving net-zero emissions by 2050 and positions Australia as a proactive participant in global climate action.

• Understanding the RBA's Insights on Mortgage Stress and Banking Stability

  The Reserve Bank of Australia's (RBA) recent Financial Stability Review sheds light on the current state of mortgage stress among Australian borrowers. The report reveals that approximately 5% of mortgage holders are spending more on essential living expenses and mortgage repayments than their income allows.

• Analyzing the Recent Uptick in Mortgage Arrears Across Australia

  Recent data indicates a rise in mortgage arrears among Australian borrowers, attributed to the cumulative effects of higher interest rates and persistent inflation.

• The Resurgence of Property Investor Lending in Australia's Housing Market

  Australia's property market is witnessing a significant resurgence in investor lending, reaching levels not seen since 2017.

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• Leveraging Loan Products for Accelerated Financial Freedom

  Financial independence means having enough income to pay for one's living expenses without relying on a traditional job. In Australia, this concept is not just a dream but a necessity for many who aspire to a life free from financial stress.

• The Essential Glossary: Simplified Financial Terms You Need to Know

  In today's fast-paced world, financial literacy is more important than ever. For Australians, being financially literate means confidently navigating through personal finances, investments, and economic changes. It empowers individuals to make informed decisions about their money, which can lead to greater financial security and peace of mind.

• Your Guide to Understanding Different Small Business Loan Options

  In the bustling world of entrepreneurship, small business loans often act as the backbone that supports growth and sustainability. Understanding the array of loan options available is imperative for business owners in Australia, ensuring that they can make informed decisions that align with their objectives.

• How to Save for Your First Home: Tips for Young Australians

  If you're looking to buy your first home, starting to save early is one of the smartest financial moves you can make. By beginning to save when you're young, you give yourself a head start in accumulating the necessary funds to make a deposit on a house.

• The Path to Financial Independence: Strategies that Work

  Financial independence is a goal that resonates with many Australians. It means having the freedom to make life choices without being overly constrained by financial pressures.