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Macquarie Bank's Lending Policy Shift: Implications for Brokers and Clients

Understanding the Impact of the Pause on Trust and Company Loans

Macquarie Bank's Lending Policy Shift: Implications for Brokers and Clients?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Macquarie Bank has announced a pause on new lending to trusts and companies, a move that is prompting brokers to reassess their strategies and adapt to changing lending policies.
Effective from 30 October 2025, the bank will no longer accept new home loan applications where the borrower is a trust or company.

This decision reflects a broader trend among lenders to tighten criteria and mitigate risks associated with complex loan structures. For brokers, this development necessitates a proactive approach to identify alternative lending solutions for clients affected by the policy change.

Industry professionals suggest that this move may be a response to concerns about the use of trusts and companies in loan applications, potentially as a means to navigate around standard lending criteria. Brokers are encouraged to stay informed about such policy shifts and to maintain open communication with clients to manage expectations and explore suitable alternatives.

In light of these changes, brokers should consider diversifying their lender partnerships and staying abreast of the evolving landscape to continue providing comprehensive and effective solutions to their clients.

Published:Sunday, 9th Nov 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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