Loan Finance Online helps Australians compare real loan and finance options — fast, free, and prequalified.
With one simple quote request, we match you to a shortlist of lenders and brokers who are ready to compete for your business. Whether it’s personal finance or business funding, we’ll help you find smarter options tailored to your profile.
We help you find the right loan finance at the best rates!
Smarter Matching Through Prequalification
We're not just another loan comparison website. At Loan Finance Online, we go one step further by prequalifying your enquiry before sending it to brokers — meaning you only get matched with loan and finance providers that are relevant to you. This saves time, improves approval rates, and helps Australians make informed borrowing decisions without the confusion or guesswork.
A Full Range of Loan and Finance Options
From personal loans and car finance to commercial lending and equipment loans, our network of verified Australian lenders can help you secure funding at competitive rates. All it takes is one easy online form to start comparing — no hidden fees, no obligation, and no impact on your credit score. Start smart with Loan Finance Online today.
Flexible Solutions for Every Australian Borrower
We work with a wide range of Australian lenders, each offering different loan products, approval criteria, and risk profiles. Whether you're self-employed, have limited documentation, excellent credit, or are rebuilding your financial standing, there are options available. Our platform supports everything from secured and unsecured personal loans to vehicle finance, startup business loans, and specialist funding — giving you access to finance solutions that suit your unique situation.
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans.
Longer
term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as
much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you
borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest
rate will be different depending on what you
are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or
truck loan.
In today's fast-paced world, financial literacy is more important than ever. For Australians, being financially literate means confidently navigating through personal finances, investments, and economic changes. It empowers individuals to make informed decisions about their money, which can lead to greater financial security and peace of mind. - read more
In the bustling world of entrepreneurship, small business loans often act as the backbone that supports growth and sustainability. Understanding the array of loan options available is imperative for business owners in Australia, ensuring that they can make informed decisions that align with their objectives. - read more
Financial independence means having enough income to pay for one's living expenses without relying on a traditional job. In Australia, this concept is not just a dream but a necessity for many who aspire to a life free from financial stress. It offers the freedom to make choices about how you want to live your life, from retiring early to pursuing passions and interests without monetary constraints. - read more
The US economy is teetering on the edge of a hard landing, with ongoing tariff disruptions continuing to shake the market, as noted in American Century Investments' latest forecast. Despite some optimism, the challenges persist, keeping hopes for a softer economic transition at bay. - read more
The median price for a house in Sydney soared to $1,722,443 by the end of June, marking a 2.6% quarterly increase and a 4.2% rise year-on-year, according to Domain’s Q2 house price report. This marks the city's fastest quarterly growth in two years and the third consecutive rise. Alongside, unit prices hit a record $834,791, increasing by 1.5% over the same period. - read more
The Australian Securities and Investments Commission (ASIC) has initiated an investigation into the debt management and credit repair industry, expressing concerns that certain firms may be exacerbating the financial struggles of vulnerable consumers. The inquiry will focus on instances where firms are alleged to have overcharged for minimal services, failed in their contractual communication, or breached the terms of their agreements altogether. - read more
The Reserve Bank of Australia (RBA) has recently implemented two consecutive 25 basis point cuts to the official cash rate. This has culminated in a notable 34 basis point decrease in the weighted-average interest rate across all existing housing loans in the country compared to the peak rates observed in January 2025. - read more
Knowledgebase
Escrow: An arrangement in which a third party temporarily holds money or property until a particular condition has been met.
