Record Surge in Australian Mortgage Refinancing

Understanding the Factors Behind the Refinancing Boom

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In recent months, Australia has witnessed an unprecedented surge in mortgage refinancing, with the Australian Bureau of Statistics (ABS) reporting a record $65.8 billion worth of mortgages switched to different lenders in the September 2025 quarter.

This equates to nearly $500,000 in loans being refinanced every minute, highlighting a significant shift in borrower behaviour.

Published:Tuesday, 25th Nov 2025
Author: Paige Estritori

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Record Surge in Australian Mortgage Refinancing

Understanding the Factors Behind the Refinancing Boom

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