Each week, Loan Finance Online delivers a concise, trustworthy roundup of Australia's key business and economic stories. We unpack major headlines, policy updates, market moves, and consumer trends, highlighting what mattered and why. Expect plain-English context, practical takeaways, and a calm, clutter-free recap you can trust. Perfect for busy Australians who want the essentials fast, so you stay informed and ready for the week ahead.
This Week:
This week: the RBA holds the cash rate but warns hikes remain possible, so borrowers should review and compare loans. The government proposes CGT carve‑outs lifting the small‑business turnover threshold and adding a start‑up concession, with consultation open until 10 July ahead of a 1 July 2027 start. New ACMA SMS anti‑scam rules begin 1 July, requiring businesses to register sender IDs. Cooling property conditions in Sydney and Melbourne give buyers more time and leverage. Listeners are invited to get free eligibility checks and compare finance at Loan Finance Online.
Hello and welcome to Loan Finance Online Weekly News Wrap, Im Paige Estritori, and its Sunday, 21 June 2026.
First, the Reserve Bank of Australia, or RBA, left the cash rate on hold this week at about four‑point‑three per cent but kept the door open to another rise if inflation doesnt behave. Repayments stay the same for now, yet many borrowers are still paying more than they need by sticking with their original lender. If you havent reviewed your loan in a while, use this pause to check your rate, compare options from multiple lenders, and get a quick, free eligibility assessment so youre ready to move.
Next up, the government has unveiled capital gains tax, or CGT, carve‑outs for small businesses and start‑ups. The turnover threshold for the small‑business 50 per cent active‑asset concession would lift to around ten million dollars, and a new concession is proposed for eligible start‑ups and their investors. Consultation runs until 10 July, with a planned start on 1 July 2027. If youre planning a sale, restructure or investment round, factor these timelines into your funding and cash flow plans and line up finance options early.
Also this week, new anti‑scam SMS rules land on 1 July. The Australian Communications and Media Authority, or ACMA, is rolling out a Sender ID Register so branded short message service, or SMS, texts from businesses cant be easily spoofed. If your business sends texts for bookings, delivery updates or marketing, register your sender ID now or your messages may show as unverified. For everyone else, expect fewer fake “bank” and “delivery” texts, but stay alert and never click suspicious links.
Meanwhile, property activity in Sydney and Melbourne has cooled, and sellers are trying quirky incentives to stand out. Buyers are getting more time to inspect and negotiate, which can shift how you structure a purchase. If youre in the market, firm up your borrowing power and pre‑approval, compare lenders beyond the big names, and keep buffers in mind so the deal still works if conditions change.
Thats the wrap. For clear next steps, free eligibility checks, and independent help comparing personal and business finance nationwide, head to loanfinanceonline.com.au.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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