Each week, Loan Finance Online delivers a concise, trustworthy roundup of Australia's key business and economic stories. We unpack major headlines, policy updates, market moves, and consumer trends, highlighting what mattered and why. Expect plain-English context, practical takeaways, and a calm, clutter-free recap you can trust. Perfect for busy Australians who want the essentials fast, so you stay informed and ready for the week ahead.
This Week:
This week: RBA signals a possible rate rise at its 28–29 September meeting; major banks lift fixed mortgage rates ahead of the decision; APRA data shows record low‑deposit lending as arrears edge higher and offsets dip; and Bathlas administration is extended as construction funding pressures persist. Practical tips include checking repayment buffers, comparing fixed versus variable options, and preparing clean applications. Visit loanfinanceonline.com.au for a free eligibility check and quotes.
Hello and welcome to Loan Finance Online Weekly News Wrap, Im Paige Estritori, and its Sunday, 20 September 2026.
First up, the Reserve Bank of Australia, or RBA, signalled rates may need to go higher. At a parliamentary hearing on Friday, 18 September, senior officials said rates are returning to a more “sensible” long‑run level, and markets now see a strong chance of a move at the 28–29 September meeting. If you have a home or business loan, its a good week to check your rate, your cash buffer, and what a quarter‑point move would mean for repayments.
Meanwhile, fixed mortgage rates have been lifted by several major banks ahead of that meeting. In the past few days, selected fixed terms rose by up to about half a percentage point, pointing to higher wholesale funding costs and firmer expectations for the cash rate. If you want certainty, a fixed term can cap repayments for a period; if you value flexibility, compare sharp variable offers. A free eligibility check can show which lenders may suit your situation before you lock anything in.
Next up, new data from APRA — thats the Australian Prudential Regulation Authority — shows low‑deposit lending is still climbing while mortgage arrears are edging higher. The share of new owner‑occupier loans with deposits of five per cent or less hit a record in the June quarter, and the proportion of loans 90‑plus days behind rose again, though its still around one per cent of all mortgages. Offsets dipped over end‑of‑financial‑year, and interest‑only lending also ticked up. Lenders are watching serviceability closely, so tidy up statements, trim unsecured debts, and compare options with sensible buffers.
Finally, construction stress remains in focus. The NSW Supreme Court has extended the Bathla Groups administration to 13 September 2027 while administrators seek longer‑term funding and work through significant creditor claims. For builders, subcontractors, and off‑the‑plan buyers, cash flow and lender support are crucial; confirm progress‑payment arrangements and timelines, and speak with a broker early if facilities need a reset.
Thats the wrap. For a clear, obligation‑free loan assessment and side‑by‑side quotes across personal and business finance, head to loanfinanceonline.com.au.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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